Medicare Advantage Plans

A Medicare Advantage Plan, also called Part C, is a comprehensive alternative to Original Medicare, provided by private insurance companies authorized by Medicare. Rather than obtaining your Medicare Part A (hospital insurance) and Part B (medical insurance) coverage directly from the federal government, you receive these benefits through a Medicare Advantage plan provider.

What Does a Medicare Advantage Plan Include?

Is a must for Medicare Advantage Plans to cover everything Original Medicare does, and most plans also offer extra benefits such as:

• ✅ Prescription drug coverage (Part D)

• ✅ Vision, hearing, and dental care

• ✅ Fitness programs (like SilverSneakers)

• ✅ Over-the-counter benefits, transportation, and more

Some plans also offer coverage for worldwide emergency care.

Important Features of Medicare Advantage Plans:

• Bundled Coverage: Integrates Part A, Part B, and typically Part D into a single comprehensive plan.

• Affordable or No Premiums: Many options offer low monthly premiums, though you are still responsible for the Part B premium.

• Managed Care Structure: The majority of these plans are HMOs or PPOs, featuring established networks of physicians and hospitals.

• Copayments and Annual Out-of-Pocket Limits: While copays or coinsurance apply for services, there is an annual maximum cap to limit your total out-of-pocket medical expenses.

• Pricing Strategy: Our pricing focuses on delivering high value through comprehensive coverage over a standard 12-month service period. What sets this plan apart is its bundled approach that simplifies healthcare management while controlling costs with predictable premiums and capped out-of-pocket expenses, making it accessible and financially manageable for members.